What is investment management?

Due to its distinct and complex nature, investment management is typically carved out as a separate service. How we ultimately shape your investment portfolio is based on a collaborative effort, and the result is something we monitor regularly. The investment recommendations and services we provide are designed to support the personal needs and goals outlined in your financial plan.

Considerations for these activities may include, but will not be limited to:

Investment objective

What is your goal for this portfolio?

Risk tolerance

With what level of risk are you comfortable?

Investment selections

Where would you like to invest (e.g., stocks, bonds, CDs)?

Contributions and distributions

Will you contribute to your plan over time or make one up‑front investment? Will you withdraw from the portfolio or take income payments?

Ongoing monitoring

What level of ongoing monitoring is needed for your account(s) or investments?

Wealth Management Consulting

For a long time, in order to receive professional guidance on your investment portfolio, you needed to turn your portfolio management over to a financial professional. While this may make sense for many clients, others may prefer to maintain control of things like final investment selection, trade execution, and custody of assets for personal reasons.

That’s why we’ve added Wealth Management Consulting to our practice. Wealth Management Consulting is a great fit for those who prefer to maintain control over their own portfolios but occasionally would like a professional opinion on investment selection or risk exposure, or for those who would like assistance with financial projects outside of asset management.

Our consulting services are designed to assist with the challenges that arise from the accumulation, transfer, and distribution of assets. Such services may include:

  • Financial planning, budgeting, and cash flow analysis
  • Income tax analysis
  • Education planning
  • Retirement planning
  • Portfolio analysis
  • Estate planning investment analysis
  • Business succession planning
  • Corporate 401(k) analysis

Commonwealth Financial Network® and The Wealth Transition Collective’ do not provide legal or tax advice. You should consult a legal or tax professional regarding your individual situation.